Understanding Your Credit Record

Despite the fact the credit reports can make or break any applications for loans or credit and even affect your ability to rent a home, a large number of people are in the dark about their credit status.

According to new research by uswitch.com, more than 15 million people have never checked their credit report. Failing to check your credit record is a big mistake.

The problem is, however, that they can be hard to understand even when you do. So don’t get caught out by a bad credit report, and read on to find out what you need to know.

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Top Ways To Lose Your Phone

Mobile phones seem to be one of the most commonly lost items, not a day goes by when you don’t see a plea on Facebook for ‘everyone to send their numbers because I lost my phone again’ and nightclubs and train companies report that the biggest single item in their lost property are mobile phones – are we all getting clumsy? How are people losing their phones? Well here are the some of the reasons insurance companies hear when people report their phone is no longer with them. 

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